DFS Ethiopia Hub

Case Studies

A curated collection of research reports, articles, and more – your source for valuable project insights.

Digital Finance

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11 August 2025Team Shega

How Kifiya's Technology Infrastructure is Empowering Ethiopian MSMEsDiscover how Kifiya Financial Technology is leveraging AI-powered alternative credit scoring to expand access to finance for Ethiopia’s micro, small, and medium enterprises (MSMEs). This case study highlights how Kifiya’s Banking Platform as a Service (BPaaS) and Origination & Verification Platform (OVP) are enabling faster, more inclusive, and data-driven lending for underserved businesses, while supporting national goals for 70% financial inclusion by 2025.

Digital Finance

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11 August 2025Team Shega

Marketing Guide on Promoting the Use of Digital Financial Services in Rural and Semi-Rural AreasExplore how digital financial services (DFS) in Ethiopia are transforming rural and semi-rural communities by fostering financial inclusion, improving access to secure and convenient mobile money, and driving economic empowerment. This comprehensive marketing guide presents data-driven and human-centered strategies to build trust through community engagement, simplify messaging, and leverage authentic Ethiopian storytelling to rural and semi-rural populations.

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25 July 2025Team Shega

Integration of Digital Financial Services with Microfinance Institutions in EthiopiaThe case study report explores how Microfinance Institutions (MFIs) in Ethiopia are integrating Digital Financial Services (DFS) to enhance financial inclusion, particularly in rural areas. It highlights the progress made by some MFIs in adopting digital tools like mobile wallets and core banking systems, while also addressing challenges such as high technology costs, limited digital literacy, and infrastructure gaps. The report also emphasizes that digitization is essential for MFIs to expand outreach, improve efficiency, and empower underserved communities.

Digital Finance

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09 June 2025Team Shega

The Integration of Digital Financial Services in PSNP Programs - Analysis of Ethiopia's Rural PSNPExplore how Ethiopia’s Productive Safety Net Program (PSNP) is embracing digital financial services to improve payment delivery, boost financial inclusion, and enhance transparency. This report highlights how DFS is enabling faster, more transparent, and inclusive payments for millions of low-income households, while supporting national goals for financial inclusion.

Digital Finance

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04 May 2025Team Shega

A Review of National ID and Financial Inclusion in EthiopiaThis case study examines how national ID system, drive financial inclusion by enabling broader access to banking and digital services. It explores the benefits, challenges, and global lessons in leveraging digital identity for inclusive growth.

Digital Finance

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25 July 2024Team Shega

Digital Payments in EthiopiaDiscover how the digital transformation is revolutionizing the global economy, with a focus on the payment industry. Explore the impact of digital payments, such as mobile money and virtual debit cards, on financial inclusion, transaction security, and cost reduction. Learn about Ethiopia's initiatives to digitize its payment ecosystem and the National Digital Payment Strategy aiming for 49% digital transactions by 2025.

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