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Use Cases

A curated collection of research reports, articles, and more – your source for valuable project insights.

Digital Finance
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29 Jun 2025Team Shega
Integrating Digital Payment into City Bus and Train Ticketing Systems in EthiopiaEthiopia’s public transport system remains largely cash-based, resulting in inefficiencies, revenue leakages, and commuter inconvenience. Passengers often face long queues, lack of change, and security concerns due to the absence of a digital fare collection system. Introducing a digital payment system for city buses and trains will modernize fare collection, enhance transparency, and improve service delivery. It also creates opportunities for financial service providers and Fintechs to integrate transit payments with mobile money and banking services, supporting both urban mobility and broader financial inclusion.
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Digital Finance
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30 Jan 2025Team Shega
Digital P2P Lending Platform for EthiopiaEthiopia lacks accessible, formal, and digital P2P lending options, forcing individuals and small and medium-sized enterprises MSMEs to rely on informal, inefficient financing. Introducing a digital P2P lending platform will diversify the loan options for individuals or MSMEs and create an investment opportunity for individuals with disposable money to lend funds in exchange for competitive returns.
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Digital Finance
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30 Jan 2025Team Shega
The Case for a Unified Payment App in EthiopiaCurrently, Ethiopia hosts a multitude of mobile banking and mobile money services, each uniquely tied to its respective provider. Adopting a use case that unifies digital payments in Ethiopia specifically with regards to payment apps would simplify transactions and enhance user convenience.
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